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Is a Car Rear Window Replacement Covered Under Insurance?

Is a Car Rear Window Replacement Covered Under Insurance?

Why do we have insurance? Well, the theory is… when our possessions are damaged and require repair, such as a cracked window replacement, your insurance company should have you covered. But how do you know? 

Whether or not your cracked rear car window replacement cost is covered by insurance depends on several factors, such as: 

  • The type of coverage you have.
  • The cause of the damage. 
  • Whether or not a collision caused the damage.
  • Whether you have comprehensive coverage.

Comprehensive coverage typically covers damage to your vehicle from theft, vandalism, hail, and fallen tree branches. However, it’s always best to check with your insurance company to confirm the specifics of your coverage.

If the damage were caused by something not covered under comprehensive coverage, such as normal wear and tear or a manufacturing defect, insurance would not cover it. You would have to pay for the repair out of pocket or contact the manufacturer to see if they will cover the defect.

You should contact your insurance company to find out if the replacement of your cracked rear car window is covered under your policy. If you are new to the auto glass world and need a cracked window replacement, a few things will help you get started.  

Here are ten things you should know that will help you get your car window replaced and how to navigate this type of repair with your insurance policy. 

  1. Cost of Replacement – The cost of replacing a car’s rear window can vary depending on the make and model of the vehicle, the type of glass used, and the location of the repair. It’s essential to get an estimate of the cost of the repair before making a decision.
  1. Insurance Coverage – Whether or not the replacement cost is covered by insurance depends on the cause of the damage and the type of coverage you have. Check with your insurance company to find out if the replacement is covered.
  2. Deductible – If the replacement is covered by insurance, you may be responsible for paying a deductible, which is the amount you agree to pay out of pocket before insurance kicks in.
  3. Type of Glass – The type of glass used for the replacement can affect the repair’s cost and quality. You may have the option to choose between original equipment manufacturer (OEM) glass or aftermarket glass.
  1. Repair Time – The time required to replace a car’s rear window can vary depending on the vehicle’s make and model and the replacement glass’s availability. Make sure to ask the repair shop for an estimate of the repair time.
  2. Safety – A damaged rear window can compromise your vehicle’s safety and structural integrity. It’s essential to get the window repaired as soon as possible to ensure the safety of yourself and your passengers while driving.
  1. Manufacturer Warranty – If your vehicle is still under warranty, replacing the rear window may be covered. Be sure to check the terms of your warranty to find out if the repair is covered.
  1. Impact on Car Value – Replacing a car’s rear window can impact the vehicle’s resale value. In general, original equipment manufacturer (OEM) glass is preferred to aftermarket glass and may be worth the extra cost if you plan on selling the vehicle in the future.
  1. Legal Requirements – In some states, driving a vehicle with a damaged or missing rear window may be illegal. Make sure to check the laws in your state before driving the vehicle.
  2. Professional Installation – Replacing a car’s rear window is a complex process that requires specialized tools and training. It’s important to have the repair performed by a professional to ensure it is done correctly and that the car window is properly sealed.

What should I expect from a professional replacing my car’s cracked rear window?

When you have a professional replace the cracked rear window of your car, you should expect the following:

  • Inspection – The professional should thoroughly inspect the damaged window to determine the extent of the damage and the best course of action for the repair.
  • Estimate – The professional should provide you with an estimate of the repair cost, including the cost of the replacement glass and labor.
  • Type of Glass – The professional should discuss the different types of glass available for replacement and help you choose the best option for your vehicle and budget.
  • Quality of Work – The professional should use high-quality materials and techniques to ensure the window is installed correctly and sealed. The repair should be done in a manner that meets or exceeds the original specifications for the vehicle.
  • Warranty – The professional should provide a warranty for the work performed, guaranteeing that the window will be free from defects for a specified period of time.
  • Timeliness – The professional should complete the repair in a timely manner and keep you informed of the progress throughout the process.
  • Cleanliness – The professional should ensure that the repair area is clean and free from debris and that the vehicle is returned in the same condition as when it was brought in for the repair.
  • Communication – The professional should keep you informed throughout the process and answer any questions you may have about the repair.
  • Safety – The professional should take all necessary precautions to ensure the safety of the vehicle for its occupants to prevent further damage to the vehicle during the repair process.
  • Satisfaction Guarantee – The professional should be willing to work with you to ensure you are delighted with the repair. If there are any issues with the repair, the professional should be ready to make it right.

Contact Utah Mobile Auto Glass Today

Choosing the right auto glass professional for the job is the only thing standing in the way between you and a new window. You’re in luck. Utah Mobile Auto Glass is here to help. Contact us, and let our trained professionals replace your window and return your car to its pre-damaged condition.